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U.S. Congress · HB4801 · 2025 session

Unleashing AI Innovation in Financial Services Act

IntroducedPlaced on the Union Calendar, Calendar No. 619 · Jun 24, 2026

In plain language

This federal bill would create AI Innovation Labs allowing financial-services companies to experiment with artificial intelligence applications without expecting regulatory enforcement action. It is meant to encourage AI adoption in banking and financial services while lowering near-term regulatory risk for participants.

Summary generated by AI from the official bill text — may contain errors. Read the official text ↗ (opens in new tab)

Legislative history

6 actions · newest first
  1. Jun 24, 2026HousePlaced on the Union Calendar, Calendar No. 619.
  2. Jun 24, 2026HouseReported (Amended) by the Committee on Financial Services. H. Rept. 119-713.
  3. May 13, 2026HouseOrdered to be Reported (Amended) by the Yeas and Nays: 33 - 19.
  4. May 13, 2026HouseCommittee Consideration and Mark-up Session Held
  5. Jul 29, 2025HouseReferred to the House Committee on Financial Services.
  6. Jul 29, 2025HouseIntroduced in House