HB4801U.S. Congress2025 sessionIntroduced
Unleashing AI Innovation in Financial Services Act
Plain-language summary
This federal bill would create AI Innovation Labs allowing financial-services companies to experiment with artificial intelligence applications without expecting regulatory enforcement action. It is meant to encourage AI adoption in banking and financial services while lowering near-term regulatory risk for participants.
Summary generated by AI from the official bill text — may contain errors.
History
Jul 29, 2025
HIntroduced in House
Jul 29, 2025
HReferred to the House Committee on Financial Services.
May 13, 2026
HCommittee Consideration and Mark-up Session Held
May 13, 2026
HOrdered to be Reported (Amended) by the Yeas and Nays: 33 - 19.
Jun 24, 2026
HReported (Amended) by the Committee on Financial Services. H. Rept. 119-713.
Jun 24, 2026
HPlaced on the Union Calendar, Calendar No. 619.
Progress
IntroducedJul 29, 2025
Engrossed
Enrolled
Passed
Signed into law
Sponsors
FH
Rep. French Hill (R)Prime sponsor
RT
Rep. Ritchie Torres (D)
BS
Rep. Bryan Steil (R)
JG
Rep. Josh Gottheimer (D)
Sources
Always verify against the official source. Summaries are AI-generated and may contain errors.