HB1399Maryland2026 sessionIntroduced
Consumer Protection - Consumer Reporting Agencies - Use of Algorithmic Systems
Plain-language summary
Establishes requirements for consumer reporting agencies that use algorithmic systems to assemble or evaluate consumer credit information before furnishing reports to third parties. Requires the Commissioner of Financial Regulation to set assessment thresholds for the algorithms, mandate regular training for human reviewers, and implement a whistleblower protection program.
Summary generated by AI from the official bill text — may contain errors.
History
Feb 13, 2026
HFirst Reading Economic Matters
Feb 17, 2026
HHearing 3/10 at 1:00 p.m.
Progress
IntroducedFeb 13, 2026
Engrossed
Enrolled
Passed
Signed into law
Sponsors
TH
Rep. Terri Hill (D)Prime sponsor
Sources
Always verify against the official source. Summaries are AI-generated and may contain errors.